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Home Purchase Basics

Congratulations on your decision to buy a new home!  There are many important things to consider throughout the process, especially if you're a first-time homebuyer.  Here's some information that will keep you on track.

Count On Your Real Estate Agent To:
  1. Listen to you in regards to what you are looking for in a new home
  2. Arrange property showings that meet your needs and wants for price, location, design, bedroom & bath count, etc
  3. Provide you with accurate information & explain all forms and agreements
  4. Assist you in determining a “good buy” and also point out good reasons not to buy certain properties
  5. Negotiate the best deal for you and write an offer. If your 1st offer doesn’t get accepted by the seller, you can always counter offer something else you are willing to pay for the property
Count On Educated Mortgage Services To:
  1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
  2. Provide you with accurate information & explain all forms and agreements
  3. Keep you informed of your loan status throughout the entire process by being responsive to your phone calls and emails
  4. Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and Educated Mortgage Services; only deal points and progress are shared).
  5. Help you find “your smartest way home” by diligently completing every step of the loan process 
  6. Provide you with the best customer service around!
Count On Yourself To:
  1. Get a pre-approval letter before looking, this way you're ready to make an offer when you find the right home and you won’t fall in love with a house that you can’t afford.  Apply online now to get started.
  2. Keep your Real Estate Agent & Educated Mortgage Services informed of any questions or concerns as they develop.
  3. Be honest with your real estate agent and Educated Mortgage Services to prevent any hold ups that may arise in the process
  4. Provide any additional required documentation in a timely manner. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
  5. Enjoy purchasing your home, but do remain objective throughout -- to make the business decisions that are best for you.
Educated Mortgage Services, LLC, NMLS# 222652
100 Wilburn Rd, Ste 102, Sun Prairie, WI  53590
Toll Free:  (877) 834-5111
Office:  (608) 834-5000
Fax:  (608) 834-5002
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