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Educated Mortgage Services offers the best mortgages available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, educated, and professional loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.  We have built a strong reputation as an outstanding mortgage firm serving the lending needs of Homebuyers/Homeowners, Realtors, Home Builders, and Financial Planners throughout Wisconsin & Illinois.

 Here's some information to help you get to know who you will be working with:

Dan O'Brien - President, NMLS #222714

Dan O'Brien, aka Dan the Mortgage Man, opened Educated Mortgage Services in 2006 on the foundation of offering the highest level of customer service along with the best interest rates and loan programs available for all credit types.  He has been a licensed Loan Originator in the State of Wisconsin for over 20 years and spent 2 years as a Manager at his last firm.  Dan also is a graduate of University of Wisconsin - Madison, earning his Bachelor of Science in Economics.  Since opening the company he has been dedicated to giving back to the community and the mortgage/real estate industry.  Dan is a proud member of the following organizations:

  • Better Business Bureau of Wisconsin
    • Accredited Business 2010 to present
  • Wisconsin Mortgage Professionals Association
    • President 2011, 2012
    • Vice President 2010
    • Board of Directors 2008 to 2012
    • Member of Education Committee 2007 to 2008
  • National Association of Mortgage Brokers
  • National Association of Independent Housing Professionals
  • Realtors Assocation of South Central Wisconsin
    • Member of Government Affairs Committee 2010 to 2012
  • Wisconsin Realtors Association
  • National Association of Realtors
  • Homebuyers Round Table of Dane County
  • National Mortgage Test Review Committee
  • Wisconsin Mortgage Test Review Committee
  • Sun Prairie Chamber of Commerce
    • Treasurer 2012 - 2014
    • Board of Directors 2011 to 2014
    • Member of Ambassador Committee 2008 to 2014
  • Sun Prairie Education Foundation
    • Reading Buddy Volunteer 2013 to present
    • Reality Rocks Volunteer 2010 to present
  • Urban League - Schools of Hope Program
    • Middle School Math Tutor 2009 to 2011

Please feel free to contact him if you have any questions or concerns before, after, or during the loan process.


Heidi Kottwitz - Loan Processor

Heidi joined Educated Mortgage Services in June, 2007 as a Loan Processor.  She is excited to be a part of the Educated Mortgage Services family.  Heidi brings the knowledge to help our business grow and the knowledge to understand our customers' financial goals and needs.  With over 18 years mortgage experience, she offers borrowers a broad range of support throughout their loan process.  Heidi dedicates herself to great customer service and satisfaction.  If you have any questions or concerns at any time during the loan process please feel free to call her.  She'll be glad to help!



Thank you for visiting our web site. We look forward to putting our mortgage services to work for you!

Feel more comfortable talking to a live person?  Please call our office to speak with us toll-free at 877-834-5111.

Educated Mortgage Services, LLC, NMLS# 222652
100 Wilburn Rd, Ste 102, Sun Prairie, WI  53590
Toll Free:  (877) 834-5111
Office:  (608) 834-5000
Fax:  (608) 834-5002
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